Legal
Privacy Policy
Paclantic Ventures LLC, doing business as Purchase Order Lending (“we,” “us,” “our”), operates purchaseorderlending.com (the “Site”) and the referral service offered through it. This Privacy Policy explains what personal information we collect, why, how we share it, and the rights you have over it.
We are a referral service. We are not a lender, funder, or financial institution, and we do not extend credit or make credit decisions.
1. Categories of personal information we collect
- Identifiers (name, email address, phone number) — collected directly from you via our funding request and contact forms.
- Commercial information (monthly revenue range, funding amount requested, funding timeline, time in business, industry) — collected directly from you.
- Geolocation data, general (business state) — collected directly from you.
- Internet activity (pages visited, referring site, browser type, IP address) — collected automatically, via analytics, once you consent to cookies.
We do not knowingly collect Social Security numbers, driver’s license numbers, financial account numbers, or other sensitive personal information, and our forms do not ask for them.
2. Why we collect it
- To review your inquiry and, where one or more independent funding partners may be able to help, refer it to them.
- To confirm that we received your submission, to tell you whether we can refer your request and which funding partner we sent it to, and to respond to questions submitted through our Contact page.
- To operate, secure, and improve the Site, and understand aggregate traffic patterns.
3. How we share it
When you submit our funding request form, we review it. If one or more independent funding partners may be able to help, we share the information you provide with them so they can evaluate your request and contact you about financing. Funding partners may pay us a referral fee when a referral results in funding. The fee can vary by partner and product, so we may earn more from some referrals than others, and a partner’s pricing may reflect its costs, including any fee it pays us. Under the California Consumer Privacy Act (CCPA), this arrangement may be considered a “sale” or “sharing” of personal information, even though no direct sale of data for its own sake occurs.
California residents have the right to opt out of this sale or sharing. You can exercise this right by clicking “Do Not Sell or Share My Personal Information” in the site footer, or emailing support@purchaseorderlending.com with your request. If you opt out, we will not share your information with funding partners going forward, which means we will not be able to complete a referral for you — we will let you know this at the point you opt out, so it’s an informed choice.
We also treat a Global Privacy Control (GPC) signal from your browser as a request to opt out of the sale or sharing of your personal information. When your browser sends it, we don’t load analytics, and anything you submit through our forms is marked as an opt-out, so we won’t share it with funding partners.
We also share information with service providers who help us operate the Site (form processing, email, website hosting, analytics). We share with these providers only what they need to provide their services to us.
We do not sell personal information to data brokers or unrelated advertisers.
4. Notice at collection
A short version of this notice also appears directly above our funding request form, at the point information is collected, as required by California law.
5. Your California privacy rights
If you are a California resident, you have the right to:
- Know what personal information we’ve collected, used, disclosed, or sold/shared about you.
- Delete personal information we’ve collected from you, subject to certain exceptions.
- Correct inaccurate personal information.
- Opt out of the sale or sharing of your personal information (see Section 3).
- Non-discrimination — we will not deny goods/services, charge different prices, or provide a different level of service because you exercised any of these rights.
We do not collect sensitive personal information as defined by the CCPA, so the right to limit use of sensitive personal information does not apply.
To exercise these rights, email support@purchaseorderlending.com with “California Privacy Request” in the subject line. We will verify your identity using the information you’ve submitted before fulfilling a request, and will respond within the time required by law. You may also designate an authorized agent to make a request on your behalf.
6. Data retention
We retain information submitted through our forms for as long as needed to complete the referral or respond to your inquiry, and for a reasonable period afterward for recordkeeping, typically no longer than 24 months, unless a longer period is required by law or a legitimate business need (such as an unresolved dispute).
We keep a record of your consent to be contacted (the consent wording you saw, the date and time, and the email address and phone number you gave) for up to 4 years, so we can show we had your permission.
7. Cookies and analytics
We use Google Analytics to understand aggregate Site traffic. We do not use analytics or advertising cookies until you provide consent through our cookie banner. You can withdraw consent at any time through your browser settings or by revisiting the cookie preferences link in the footer.
8. Minors
This Site is directed to business owners and is not intended for use by anyone under 18. We do not knowingly collect personal information from minors. If we learn we have inadvertently collected such information, we will delete it. We do not sell or share the personal information of consumers we know to be under 16.
9. Security
We use reasonable administrative and technical safeguards to protect the information we collect. No method of internet transmission is completely secure.
10. Changes to this policy
We may update this policy from time to time. When we do, we will post the updated policy on this page and change the effective date above, which shows when the policy was last updated.
11. Contact us
Paclantic Ventures LLC, doing business as Purchase Order Lending
Mailing address: 5441 S Macadam Ave Ste N, Portland, OR 97239, USA
support@purchaseorderlending.com